Archive for the ‘Banking’ Category
Questions to ask the bank before opening an account
The current crisis and the lack of liquidity of banks make offers and savings accounts more attractive than ever. Making an offer without commissions and free cards is too easy to lose money each month. So, the first 2 questions are essential:
1. Do you have committees?
2. Does free cards?
3. Is it necessary household payroll?
4. Do I need a few household bills?
5. Are we forced to accept a minimum stay?
6. Do profitability SAD? Currently, there are accounts offering returns as high as deposits .
10 arguments for negotiating with a bank
Remove the commission of an account , get a mortgage or loan, increasing the profitability of a reservoir … Everyone, at some point in our lives, we need to negotiate with the bank, though not always know what arguments and circumstances can help us. In the list below you find some ideas to get more control of the situation:
Have high incomes . If the bank each month bring a significant amount of money, any negotiations will be easy and almost any offer can be customized to our good financial situation, and understands that the bank is running less risk than with other clients.
Working for a large company. If we commend ourselves as a strong company workers, conditions of many products will be upgraded automatically for us.
Seniority . Prove that spent some time on the same company speak on behalf of our economic stability, which the bank is also able to reduce your risk and increase the range of conditions negotiable.
Servants . Are favorite customers of any entity. Please try insured.
Linking with the bank . Be domiciled with the bank’s payroll, home insurance, a pension plan … The more related products have contracted with the bank, we considered most important customers are most interested ‘conservative’.
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