Financial Advice: we do not like to hear
There are always financial tips when I feel a gray cloud that lets me understand that these tips are not very well accepted by the public. This financial advice, although not the most popular are definitely different ways of saving.
Stop smoking, or any other vice.
This is very simple, if you smoke a cigar box for $ 5 a day and quit to smoke, or at least reduced by half, you would be saving you at least $ 900 a year. Quit smoking and you could pay for your vacation to the Caribbean. This advice applies to alcohol, lottery, bingo, roosters, bulls, horses, roulette, casino, sports, in short, you get the idea.
Bring your lunch to work.
Many people argue in his defense that really when you buy lunch at work you really pay for the convenience of not having to get up early, etc. The magic word is “over.” If you have a plastic base plate where you can wear the piece of meat and the little rice that was left you could save a lot on lunch. If you spend every lunch $ 8, and save three days a week, voila! you saved $ 1,200.
Buying second hand.
Many people confuse a second hand item as if it were damaged or missing quality. In this you should use your own discretion, but if you find something of good quality, low price and better use the new, you should take the plunge. Just make sure you do not sell for a ride. This method can save you a lot of money on books, CDs, cars, computers, furniture, etc.
If where you live is very expensive, Move into.
This advice is actually one of the most hated and the most difficult to accept. This is just like a captain with his ship, the better we prefer to sink with that save our lives. If you are in this situation, I beg you to meditate, there may be a better boat waiting.
What other financial advice you do not like to hear?