North Country Business Blog

Posts Tagged ‘finances’

The software, construction, consulting services, consulting, medicine and media, are some of the items more attractive to angel investors, who are entrepreneurs or people with resources in search of entrepreneurs with profitable projects that trigger long-profits term.

“These are individuals interested in companies that want to grow, get involved in the operation and ask for the business development plan,” says Jorge Zavala, CEO of Silicon Valley TechBA, a program to accelerate technology-based businesses.

These investors are managed under the concept SmartMoney, whereby available to entrepreneurs money, ideas, ability with technical knowledge, business relationships and operating strategies, emphasized the specialist.

His main interest is in starting companies, new projects that show high growth rates and are innovators.

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We all know the secrets unconsciously have a thriving financial life: spend less than you earn, save for the future, have no debts, but sometimes these things are easier to say them to do them. Although we can not predict our financial future, there are things that could be telling the chronicle of a death foretold.

Here are 8 signs that can help you identify with a little more certainty if your finances are going in the opposite way. The first step to stay afloat is to recognize where the flaws are and where we can improve:

1. Little savings or savings sporadic.
The rule is to have at least 3 months of your expenses necessary in an emergency fund, as well as for retirement and so on. But this is only a symptom, the problem is if you save the time. No matter what the amount, you should save a percentage of your income religiously.
2. Not having a personal budget.
If you do not know what you spend and spend as you may be spending more than they should or have a notional idea of the reality of your finances. Imagine a pilot in an airplane without a compass, radar or map, you’d be flying, but without any direction. Can you reach your destination by luck, but if you use this tool, the target will be closer.
3. Lack of a plan to achieve your financial goals.
We all have aspirations and dreams, we all have financial goals to meet, but the key is to have a specific definition and plan to continue to perform. If not, this was like throwing darts blindfolded. To achieve your goals, you could use the method for idearlas SMART: Specific, Measurable, Achievable, Results, Trackable .
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