Posts Tagged ‘information on bankruptcy’
How to remove negative information from my credit?
Negative information regarding your use of credit can remain on your credit report for seven years, information on bankruptcy, 10 years, information on unpaid tax liens, 15, and information about a lawsuit or a decision against her which has not been canceled may remain in the report for seven years or until the statute of limitations expires (whichever is greater). The names of companies that have requested your credit report will remain for two years.
If someone denied credit, housing, insurance or employment as a result of a negative credit report, must give you the name, address and telephone number of the agency that provided the report. If a company denies you credit based on information from credit report under the Act Fair Credit Reporting, you are entitled to request a free report within 60 days.
If your credit report inaccurate or incomplete information appears:
* Contact both the credit reporting agency and with the company that supplied the information to the agency.
* Notify the credit reporting agency in writing the information that you believe is inaccurate.
